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INTRODUCTION
■Bank of Yingkou ,formerly known as Yingkou city commercial bank.
It was founded as a local joint-stock commercial bank on April 1,1997.
Currentely it has 35 branches in the city and 700 in-service staff.
■For the goal of becoming “a good bank” which can catch up the international standards,its operation achievement increases year by year.The Bank’s operation scale increases by 30% on average every year.It has the first place of market share in five consecutive years.As at Dec 31,2007,the Capital
Adequacy Ratio had stood at 8.64%,and 17.4% of return on capital,1.1% of return on assets,159% of Provisioning coverage Ratio,207% of Preparation Adequacy Ratio for Assets Lossing.
■At the end of Jan ,2008, Bank of Yingkou had assets totalling RMB 15.3 billion,Non-performing Loan Ratio stood at 1.39%.Its balance of deposit and loan respectively accounted for 25% and 20%.
■“Assist middle and small enterprises,Share growth together” .With the service idea of “Consider for you”,during the long time for service customers, Bank of Yingkou created its own characteristic of “ specialized bank on middle and small enterprises”.In the domain of fiance service for small enterprise,it has the high prestige and Social influence.It is regared as advanced unit for loan to small enterprises nationwide in 2007 .
■In 2007, Bank of Yingkou was appraised as the tenth place of Competitive power among the nationwide middle-size city commercial banks by “The Chinese Banker”,and the first place among the 12 city commercial banks in Liaoning province.
In 2007,Bank of Yingkou entered the “ Top 100 of Chinese Banking” by “The English Banker”.
■On Jan 14,2008,It received an approvel of China Banking Regulatory Commission to change its name to “Bank of Yingkou”.It became to be a regional joint-stock bank from a local jiont-stock bank.
For changing name ,Bank of Yingkou is the second bank in nationwide local commercial banks, the first bank in north-east of china.
■On March 17,2008,Bank of Yingkou signed an agreement of strategic investment with CIMB group,which indicated that CIMB group would explore Chinese Finance market together with Bank Of Yingkou,quicken up Bank Of Yingkou’s internationalization.In advantage of absorbing international management experience and technology. Exploring business area,creating a more expansive Development space.
■In the competitive situation of Chinese Banking’s Chinese Reform and Opening Up ,Bank of Yingkou has become a joint commercial bank which has standard management,good assets quality, bright operation characteristics and good operating benefits,It emerges with strong development tendency and potential.
■Full of Expectation and hope,under the right lead of CPC Yingkou committee and Yingkou Municipal government,and the active supports of Social people from all walks of life,Bank of Yingkou will strengthen the market orientation of “Basing on middle and small enterprises”, We will treasure the development opportunity,catching up international standard,insisting on scientific development and making an endeavor to join in the capital market.We will try our best to make Bank of Yingkou a joint-stock commercial bank which has the plenteous capital,strict control, secure operation,excellent service and good profit.
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